What can we do if there is a foreclosure of the current account and how can we protect ourselves in these cases? What can we do, preventively, to prevent the account from being foreclosed, that is when we are in the conditions for which this unpleasant event can occur? Can money be secured so it won’t be touched?
In this article I go back to talking about “subversive” topics, which help to survive in the system, because we are often victims of injustice or uncomfortable situations and it is right to know how to move in total legality.
With this article I don’t want to induce people to evade the tax department or fool others. Life, we know, is full of particular cases and it is not always said that whoever is in trouble, is for just cause. In recent years, I have received hundreds of testimonials from people who have had to pay unjust compensation after lawsuits triggered by cunning or generated by family situations, to say the least absurd. The law is not always suitable for all situations and often those who have money and knowledge manage to override others, even if they are wrong.
Knowledge, however, is also a defense weapon and that is why it is good to learn the information you will find in this article before finding yourself in trouble, to protect yourself and know how it is more fun to move.
When can a current account be attached?
If we are in an uncertain legal situation, we have debts, problems with the taxman or we are facing a process of some kind, then we may be at risk of foreclosure of our checking account and for this it can be interesting to know how to act.
The first thing to know is that once the account is foreclosed there is very little to do, so it is always important to act in advance, that is to know who and in what situations we can repossess the account and immediately run for cover.
In general, a current account can be seized if we have debts, but not all debts are equal: in fact, the creditor (the person to whom we owe the money) must possess what is called “executive title”, or an “official” document that has full legal value and that certifies the existence and extent of a specific credit. They fall into this category:
Sentences of condemnation (also of first instance).
Bills of exchange.
Public deeds drawn up before a notary.
Conciliations signed before any body in charge.